Government schemes to lead economic development and financial stability for upliftment of poor people

Government has launched various schemes, programs for the needy ones and right for the education schemes. So during lockdown we people are busy making variety of foods new recipes but if we look on the other side the poor ones who need soo much help from the government and from us also. Though, the government is launching schemes for the poor like the Pradhan Mantri Gareeb kalyan yojna( PMGKY) where the poor ones are getting 5 kg of rice/ wheat for three months. Other several schemes are also their for helping them. They are surviving a lot from this as they are jobless and not having a one time meal. Soo people should help them by giving a one time meal and some donations. So that they are living peacefully and they can fulfilled their needs.

On one hand, there are people who live their life lavishly. They are not only enjoying the joy of essentials but also have what they want and desire; a luxurious living providing them an extra comfort. On the other hand, there are people who cannot even afford the basic requirements of living. They do not have shelter to live, food to eat, and clothes to wear.People who have extra are living a comfortable and a posh life. While those who have barely the vitals are fighting each day for life.They fail to meet the basic requirements.

There are people who have much more than they need to live while others have barely enough to survive.

On one hand, there are people who live their life lavishly. They are not only enjoying the joy of essentials but also have what they want and desire; a luxurious living providing them an extra comfort. On the other hand, there are people who cannot even afford the basic requirements of living. They do not have shelter to live, food to eat, and clothes to wear.People who have extra are living a comfortable and a posh life. While those who have barely the vitals are fighting each day for life.They fail to meet the basic requirements.

There are people who have much more than they need to live while others have barely enough to survive.

Poor people do not have enough clothing, food, education and healthcare. Being poor means deprived economically, politically and socially. They hardly get opportunities. They have inadequate nutrition, higher risk of diseases and lack access to healthcare and basic essentials for living resulting in low achievement.

One cannot make such people opulent but can at least help them achieve the essentials of life and lead a prosperous life. Helping the poor and needy people is a good deed. Caring for the poor and needy people and helping them is a noble endeavor. The more you give to poor and needy people, the more you strengthen their dependency. If you give them the chance or opportunity, you’ll see an effective and long-lasting improvement in their lives. Create a new system built on inter-dependency which motivates them to work and move forward and their dignity is maintained. Tossing out money or other kinds of donation do help the poor and needy people but the need is to direct your energies and efforts in raising them, building relationship, teaching them and moreover, regaining their self-confidence and self-esteem to work for themselves.

Social media can help a lot just by donating a portion of their proceeds. Just a portion will give them a second life donating through any charity app would help them a lot so there is proper economic development and financial

Pradhan Mantri Jan Dhan Yojana- A step towards Financal Independence and Inclusion of the poor

For a long time, the poor population of our country was devoid from basic financial services. With Pradhan Mantri Jan Dhan Yojana(PMJDY), the government is trying to provide the basic financial services to those who were not able to avail it previously.

Major benefits under this scheme:

  • No minimum balance required.
  • Interest on deposits.
  • Accidental insurance cover upto Rs. 2,00,000.
  • Life cover of Rs. 30,000 payable on the death of the beneficiary, subject to the fulfillment of eligibility criteria.
  • Beneficiaries of government schemes will get Direct Benefit transfer in these accounts.
  • After satisfactory operation of the account for 6 months, overdraft facility is available.
  • Overdraft facility of 10,000 is available in only one account per household, preferably lady of the household.

Who is eligible?

  • Indian citizen
  • Age should be 10 years and above
  • The person should not have any bank account.

If all the above criterias are fulfilled, then the person can open an account under this scheme.

Documents Required:

  • Passport
  • Driving Licence
  • Aadhar Card
  • Voter’s Identity Card
  • Job Card issued by NREGA signed by an officer of the State Government.
  • ID card with photograph issued by Central/ State Government Departments, Statutory/ Regulatory authorities, Public Sector Undertakings, Scheduled Commercial Banks, and Public Financal Institutions; or
  • A letter with duly attested photograph of the person issued by a Gazetted Officer.

What if you don’t have a document?

Well, even if you don’t have a document you can still open a Small Account with the bank by submitting a self-attested photo and signing or giving thumb print in presence of a bank official.

To open an account Click here

How to make a better morning?

A lovely good afternoon to everyone soo, here i am a first user and this is my first post that would be my first choice as a topic to start a day. As i was looking after these quarantine days people are getting lethargic and working online these days. So here some points that you should kept in your mind:

* While getting up have some stretching. Also most important is be happy.

* Get a warm class of water with honey so that it will give a cure to your stomach and you’ll feel fresh.

* While you sitting and taking an online classes so just rotate your legs so that no fat is stored in your thighs. Also rotate your wrist by this you’ll be fit and also your work been done.

Who I am..Why I am here…

I am HEMAPRIYA K B studying B.E-(ECE) 1st year in K.L.N. College of Engineering.Why I choose this internship means I want to spend my time worthy during this lockdown period due to COVID-19. I choose this internship not because of stipend only for the new experience to build my career. So I took myself to search many internships in Google during this period.

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